Stillwater National Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts and NOW accounts with an interest rate of .50% or less (.25% after 6/30/2010) are fully guaranteed by the FDIC for the entire amount in the account. Money Market Deposit Accounts, Savings Accounts, Certificates of Deposit, NOW accounts with interest rates greater than .50% (.25% after 6/30/2010) and other interest bearing accounts are not covered by the FDIC's Transaction Account Guarantee Program. If you are unsure about your account coverage please ask a Financial Services Advisor. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.