Bank accounts and services

Accounts & Services

SNB provides a variety of accounts and services to give you easy, flexible access to your money.

Checking
Choose your account option to meet your style of banking.

Certificates of Deposit (CDs)
Ability to earn higher interest with the flexibility to set the term to meet your needs.

Money Markets
Earn competitive interest and still have access to your funds if you need them.

Savings
A great way to get in the habit of saving for the future.

SNB Visa CheckCard
Conveniently make everyday purchases and get cash at ATMs.

Online Banking
It's easy to access your SNB accounts, pay bills or transfer money between accounts 24 hours a day, 7 days a week. Try our demo of Online Banking!

Overdraft AllowanceAn overdraft protection service that gives you peace of mind if you accidentally overdraw your account (or you miscalculate your balance).

LifeLock ID Theft Protection
SNB partners with LifeLock to offer you a 10% discount on your membership.

Allpoint ATM Network
7-Elevens join network! Now you have access to 35,000 fee-free ATMs nationwide.

SNB's Overdraft Allowance

An overdraft fee of $27.50 is charged on each item paid. Plus a daily fee of $3.25 is charged for each day an account is in overdraft status (two free days per statement cycle; fee not applicable in Texas). Fees may be triggered by overdrafts created by check, in-person withdrawal, ATM withdrawal, POS or other electronic means. Account must be brought to a positive balance once every thirty days or demand will be made for payment of the negative balance including any overdrafts. Whether your overdrafts will be paid is discretionary and SNB reserves the right not to pay. For example, SNB typically does not pay overdrafts if your account or any loan with us is not in good standing, or you are not making regular deposits, or your account is subject to any legal or administrative order or levy.