If you write a lot of checks and use ATMs frequently, SNB's Preferred Checking gives you this AND offers a combination of unlimited CheckCard transactions, 50 free checks, and Overdraft Allowance for the occasional mistake.
Note*: Payments via bill pay may not be electronic and could count as a check.
MONEY MARKET Put your money to work for you. Our money market account earns interest on your money while making it available to you via checks and CheckCards. Find out whether a money market account makes sense for you!
PAY BILLS FASTER Online Bill Pay can save time, reduce paper clutter and eliminate the need to buy postage stamps. Find out more!
SNB's Overdraft Allowance
An overdraft fee of $27.50 is charged on each item paid. Plus a daily fee of $3.25 is charged for each day an account is in overdraft status (two free days per statement cycle; fee not applicable in Texas). Fees may be triggered by overdrafts created by check, in-person withdrawal, ATM withdrawal, POS or other electronic means. Account must be brought to a positive balance once every thirty days or demand will be made for payment of the negative balance including any overdrafts. Whether your overdrafts will be paid is discretionary and SNB reserves the right not to pay. For example, SNB typically does not pay overdrafts if your account or any loan with us is not in good standing, or you are not making regular deposits, or your account is subject to any legal or administrative order or levy.
