Bank accounts and features designed especially for students
This banking package uses technology allowing you to access your money whenever and wherever you want, whether it is by phone, online, ATM or debit card. Check it out!
To open your Online Direct Checking Account Apply Now
FREE CHECKING Students also love SNB's Free Checking. No transaction limits. No monthly fees. Free online banking. Visa CheckCard is available and you may get up to $400 of Overdraft Allowance.
SNB's Overdraft Allowance
An overdraft fee of $27.50 is charged on each item paid. Plus a daily fee of $3.25 is charged for each day an account is in overdraft status (two free days per statement cycle; fee not applicable in Texas). Fees may be triggered by overdrafts created by check, in-person withdrawal, ATM withdrawal, POS or other electronic means. Account must be brought to a positive balance once every thirty days or demand will be made for payment of the negative balance including any overdrafts. Whether your overdrafts will be paid is discretionary and SNB reserves the right not to pay. For example, SNB typically does not pay overdrafts if your account or any loan with us is not in good standing, or you are not making regular deposits, or your account is subject to any legal or administrative order or levy.
