Additional Services

SNB Visa CheckCard. A debit card and ATM card in one. Can be used anywhere Visa debit card is accepted. Available with any SNB checking account.

ExpressLine 24. A FREE, 24-hour account information hotline. Check your balance, transfer money, all from your cell or touch-tone phone.

Direct Deposit. Make sure your paycheck is safely deposited into your account. It's Free! It's convenient and it's simple to sign up.

Wire Transfer. SNB clients can use our wire transfer service to accommodate their funding needs.

Century Club. Get rewarded for your deposit balance. Simply maintain a qualifying SNB checking account and keep a combined deposit balance of $10,000, and become a member of our Century Club. Free checks are included.

Online Banking. With SNB DirectBanker® you have the freedom to securely view your balances, make transfers from other SNB accounts all from your own PC...and it's free for personal customers

Overdraft Allowance. An overdraft protection service tied to all personal checking accounts. It gives you peace of mind that your checks will be paid.

Refer-A-Friend. A program that gives you the opportunity to make money by referring your friends and family to SNB. The more you refer, the more you earn.

Visa Travel Money Cards. Use of travel money cards can compliment your debit card during travel or they can replace your debit card when foreign countries may be blocked from debit card transactions.

Safe Deposit Boxes. Keep your valuables and important papers safe in our vault. (Available in Stillwater and Tulsa branches only.)

Money Orders, Cashier's Checks and Notary Services. All available at SNB.

Allpoint ATM Network. Search the website for use of 35,000 fee-free ATMs for SNB customers.

LifeLock ID Theft Protection. Get a 10% discount on your LifeLock membership by using promo code SNB.

For more information on any of SNB's additional services, please contact our Sales & Service Center at 1.888.762.4762 to speak with an SNB Representative.

SNB's Overdraft Allowance

An overdraft fee of $27.50 is charged on each item paid. Plus a daily fee of $3.25 is charged for each day an account is in overdraft status (two free days per statement cycle; fee not applicable in Texas). Fees may be triggered by overdrafts created by check, in-person withdrawal, ATM withdrawal, POS or other electronic means. Account must be brought to a positive balance once every thirty days or demand will be made for payment of the negative balance including any overdrafts. Whether your overdrafts will be paid is discretionary and SNB reserves the right not to pay. For example, SNB typically does not pay overdrafts if your account or any loan with us is not in good standing, or you are not making regular deposits, or your account is subject to any legal or administrative order or levy.